Since its last edition, besides the analysis of the biannual evolution of the systems and instruments that compose the National Payment System, a follow-up chapter has been included on the implementation of the financial inclusion process in the country.
 

In addition to this, there is a technical note analyzing the infrastructure of electronic means of payment and available channels for users in the Uruguayan market for the payment of goods and services.

 

In order to make it easier to read, starting this semester some graphs and tables that are usually presented in this Report, will now be included in an Annex.
Since 2014 the informed variations are analyzed with regards to same semester of the previous year, and the figures are in constant currency 1. Taking into account that last year there was a 23% increase in the rate of exchange of the US dollar, mainly in the last semester, some variables that represent transaction amounts show a decrease due to this.